
Customer Care Representative
Be on the frontline of helping others.
Qualifications
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Communication: Strong verbal and written communication skills to explain complex insurance terms in a simple way.
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Problem-solving: Ability to quickly assess situations and provide effective solutions, particularly when dealing with claims.
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Attention to Detail: Ensuring that all policy information, claims, and documents are accurate and complete.
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Customer Service: Experience in customer-facing roles and a genuine desire to help people.
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Knowledge of P&C Insurance: Familiarity with the types of coverage available (e.g., homeowners, auto, liability, etc.) and the processes involved in claims handling and policy administration.
Responsibilities
Customer Support:
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Responding to customer inquiries about property and casualty insurance policies, claims, and coverage details.
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Providing clear explanations of insurance products, policy terms, and conditions.
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Assisting customers in understanding their premium rates, deductibles, and coverage limits.
Claims Assistance:
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Guiding customers through the claims process, helping them file claims for property damage or accidents.
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Assisting in the documentation required for claims, such as photographs, police reports, or repair estimates.
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Communicating with adjusters or claims processors on behalf of customers.
Policy Modifications:
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Helping customers update their policies, such as adding or removing coverage, changing beneficiaries, or adjusting coverage limits.
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Advising on options for adding riders, endorsements, or making changes based on life events (e.g., home renovations, vehicle purchases).
Problem Resolution:
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Addressing any issues or concerns customers have regarding claims, billing discrepancies, or customer service.
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Escalating complex cases to supervisors or specialized departments if necessary.
Sales and Cross-Selling:
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Identifying opportunities to upsell or cross-sell additional coverage or policies that may benefit the customer, such as renters insurance or umbrella policies.
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Educating customers about discounts they may qualify for, like bundling home and auto insurance.
Administrative Tasks:
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Processing policy renewals and ensuring customers are reminded of upcoming payments or changes.
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Maintaining accurate records of customer interactions and updates to their policies.
Salary + Benefits
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Competitive salary and commission structure.
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Paid time off (PTO).
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Professional development opportunities.